Many American families are finding themselves deeper and deeper in debt. Complicating matters even more, legislation makes it harder to declare bankruptcy, and saddles filers with a greater percentage of their debts to repay. If you, too, find yourself in trouble financially, there are usually no easy answers - but there are some ways out for those willing to commit to changing their spending habits.
Life Without Debt – But How?
Your ability to pay your bills can be affected by situations beyond your control such as serious illness, divorce, or unemployment. Poor financial management can also threaten your economic security. You may be able to juggle your creditors for a time, but eventually you may come to realize you need help in resolving your financial problems.
