As we approach the holidays each year, it becomes a
wonderful time to spend with family and friends. It also becomes a time to step
back, count our blessings, and reflect on how fortunate we are. You might also
find that your budget is tighter this time of year, and a little concerned
about how that will impact 2016. Let’s take a moment to quiet those concerns,
and talk about lifestyle ceilings.
Imagine yourself as a high school senior (which may be
painful, depending on how you styled your hair back then), and consider your
options for after graduation. College could’ve been an option, but it wouldn’t
necessarily have been a guarantee. Chances are, the likelihood of entering the
workforce was much higher. Today, it’s pretty much expected that anyone who
wants to attend college can. They might end up with student loans, they might
have to work their way through it, they might even live at home to save costs,
but it’s very much a given.